Agree with your sentiments Kabisa. Even in my family, getting a trusted, honest, straightforward person is rare. Everyone wants to milk you dry, deliver shoddy work, and always have reasons why the 'thing' failed. I still have 1 million shillings for two family members I told them to quit alcohol, avoid lies, and be straightforward people and they get the money in minutes to start Ka small biasharas in the village. I check their behavioral evolution/adjustment every month to see if they are improving, but they are getting worse instead! From 2013 to 2021, no improvement. One eventually told me, "keep your 500K because I cannot quit "teret/Pombe."Not a credit check but an easy lifestyle check, and these folks cannot pass it!