Author Topic: Bonds investments in Kenya  (Read 3419 times)

Offline KenyanPlato

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Bonds investments in Kenya
« on: December 09, 2023, 05:32:14 AM »
I'm looking to park my money in bonds. I have 5m lying idle i figure if I invest this money in bonds it should give me about 15 percent meaning in no 5year I would double my money

Offline RV Kirgit

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Re: Bonds investments in Kenya
« Reply #1 on: December 09, 2023, 06:37:30 AM »
Buy KPLC stock

Offline RV Heavy Hitter!

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Re: Bonds investments in Kenya
« Reply #2 on: December 09, 2023, 07:32:16 AM »
Why not open a brookerage account, learn stock trading (NASDAQ and NYSE), and get over 200% between 4-5AM on those pumping stocks, especially the Chinese IPOS. 1 day you can get 200%+ in less than 30 minutes
The future belongs to those who have a quarter of the character and integrity of RV Heavy Hitter!

Offline KenyanPlato

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Re: Bonds investments in Kenya
« Reply #3 on: December 09, 2023, 07:55:29 AM »
Why not open a brookerage account, learn stock trading (NASDAQ and NYSE), and get over 200% between 4-5AM on those pumping stocks, especially the Chinese IPOS. 1 day you can get 200%+ in less than 30 minutes

You are a moron talking shit you don't understand

Offline Githunguri

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Re: Bonds investments in Kenya
« Reply #4 on: December 09, 2023, 08:37:59 AM »
Buy KPLC stock
Why not open a brookerage account, learn stock trading (NASDAQ and NYSE), and get over 200% between 4-5AM on those pumping stocks, especially the Chinese IPOS. 1 day you can get 200%+ in less than 30 minutes

Idiots.

Offline Githunguri

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Re: Bonds investments in Kenya
« Reply #5 on: December 09, 2023, 08:44:21 AM »
https://www.treasurydirect.gov/marketable-securities/treasury-bonds/

Maybe USA T Bond better 4.75% annual  + Usd/Kes 10% appreciation =15%

Versus

Kenya T bond 15% annual - 10% KES/USD annual currency depreciation=5% with high default risk.

Offline RV Heavy Hitter!

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Re: Bonds investments in Kenya
« Reply #6 on: December 09, 2023, 02:52:17 PM »
Why not open a brookerage account, learn stock trading (NASDAQ and NYSE), and get over 200% between 4-5AM on those pumping stocks, especially the Chinese IPOS. 1 day you can get 200%+ in less than 30 minutes

You are a moron talking shit you don't understand
You must be the biggest idiot in stocks. Professional stock traders get 4000% return weekly. My strategy can actually get you 20% return in under 20 minutes
The future belongs to those who have a quarter of the character and integrity of RV Heavy Hitter!

Offline KenyanPlato

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Re: Bonds investments in Kenya
« Reply #7 on: December 09, 2023, 04:14:33 PM »
https://www.treasurydirect.gov/marketable-securities/treasury-bonds/

Maybe USA T Bond better 4.75% annual  + Usd/Kes 10% appreciation =15%

Versus

Kenya T bond 15% annual - 10% KES/USD annual currency depreciation=5% with high default risk.
Do you have somewhere I can read up on this type of calculation or analysis. I'm actually thinking of investing money in my Kenyan bank account to hedge against inflation

Offline mankind

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Re: Bonds investments in Kenya
« Reply #8 on: December 09, 2023, 06:17:20 PM »
I'm looking to park my money in bonds. I have 5m lying idle i figure if I invest this money in bonds it should give me about 15 percent meaning in no 5year I would double my money
   Check out the cbk app called DhowCSD. It's available on Google play.

Offline Githunguri

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Re: Bonds investments in Kenya
« Reply #9 on: December 09, 2023, 06:45:07 PM »
https://www.treasurydirect.gov/marketable-securities/treasury-bonds/

Maybe USA T Bond better 4.75% annual  + Usd/Kes 10% appreciation =15%

Versus

Kenya T bond 15% annual - 10% KES/USD annual currency depreciation=5% with high default risk.
Do you have somewhere I can read up on this type of calculation or analysis. I'm actually thinking of investing money in my Kenyan bank account to hedge against inflation

In 2013,The USD/KES rate was about 84.
5000000/83=$60000.Today,Its almost 160.That means if you invested your 5MN in 10 year Kenya gov bonds,That money would have lost value and would be worth:5000000/158=$31000USD,That is about  5,000,000MN KES.

What if you invested in USA 10 year T-Bond in 2013?Since the dollar has gained value,Your 5000000 x 158 would be about 9,500,000 KES.

That is the principal amount invested.Now lets look at the interest earned.Over the same period,The kenya shilling has on average depreciated by 10% annually since 2013.That means,If CBK paid you 15 % annual interest,if you subtract 10 % depreciation rate,that means you were left with 5 % ROI annually before tax.

Of course it makes sense to buy GOK bonds but if you are in America,buy USA gov bonds,It makes more sense because the dollar gains value,your principal amount gains value.

Offline Githunguri

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Re: Bonds investments in Kenya
« Reply #10 on: December 09, 2023, 07:06:16 PM »
https://afx.kwayisi.org/nse/kplc.html

2014
Lets look at KPLC shares.In 2014,The price of KPLC shares was about KES 14 per share.That means if you invested 5000000 in KPLC shares in 2014,you would have bought 333,333 shares.

2023 .

Assuming you want to sell your 333,333 KPLC shares today,They would be worth KES 472,000 at the current share price of 1.42.

Imaging loosing 4,500,000 in some pyramid scheme after spending decades earning that money?

Unless you are buying government bonds,stay away from stock markets.Its like matatu business where only police make money,in stock market,the police is the agent who survive through fees and insider trading.you better buy land and plant timber or fruit trees or even buy a plot and collect rent.

Offline KenyanPlato

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Re: Bonds investments in Kenya
« Reply #11 on: December 10, 2023, 02:32:04 PM »
https://www.treasurydirect.gov/marketable-securities/treasury-bonds/

Maybe USA T Bond better 4.75% annual  + Usd/Kes 10% appreciation =15%

Versus

Kenya T bond 15% annual - 10% KES/USD annual currency depreciation=5% with high default risk.
Do you have somewhere I can read up on this type of calculation or analysis. I'm actually thinking of investing money in my Kenyan bank account to hedge against inflation

In 2013,The USD/KES rate was about 84.
5000000/83=$60000.Today,Its almost 160.That means if you invested your 5MN in 10 year Kenya gov bonds,That money would have lost value and would be worth:5000000/158=$31000USD,That is about  5,000,000MN KES.

What if you invested in USA 10 year T-Bond in 2013?Since the dollar has gained value,Your 5000000 x 158 would be about 9,500,000 KES.

That is the principal amount invested.Now lets look at the interest earned.Over the same period,The kenya shilling has on average depreciated by 10% annually since 2013.That means,If CBK paid you 15 % annual interest,if you subtract 10 % depreciation rate,that means you were left with 5 % ROI annually before tax.

Of course it makes sense to buy GOK bonds but if you are in America,buy USA gov bonds,It makes more sense because the dollar gains value,your principal amount gains value.

Thank you. This was my thinking but I wasn't able to clearly demonstrate the fx gain or loss impact on such an investment. This is topnotch analysis.