Exogenous risks - things we cant control - fuel, fertilizers - we can only mitigate their impact.
Things we can control - housing, taxes, etc,
I believe Ndii is driving the agenda - and therefore we have to see his thoughts.
He philosophy is to go against IMF/WB and try what he call unorthodoxy ways to get out of this economic rut.
Risky but anything is better than IMF.
Ruto will clash with IMF/WB a lot...that is given.
Ruto's directives Subsidies, The price of fuel will rise increasing the already high inflation. While removing subsidies is good it should be followed up with reduction of taxes on fuel. But government needs money to fund the huge budget, plus IMF conditions for loans would be breached. Subsidizing fertilizer (production) without a solution to bring down cost of fertilizers means the public will only continue to pay for inefficient farmers. This isn't a longterm solution.
Hustler fund and housing scheme. Kenyans are already accessing unsecured loans from banks, mobile loans etc, the question is the cost(interest rates). The prudent thing would be to lower interest rates but that means fiscal responsibility. Besides why would taxpayers shoulder the risk of lending without collateral instead of private sector? Low cost housing scheme to provide jobs is just like kazi mtaani . The solution would be to address land and cost of building especially materials. To finance this we need to securitize mortgages and debt in general so that pensions, investors etc can invest in the sector instead of treasury bonds.