It's actual cash you can exchange for $$ so it's real enough. No conspicuous spender either. If you already have a house for yourself and your parents, health cover for yourself and kids, pension and such - charity is a good thing. There are good charities to pick from - running important programs - though you strike me as the kind to save the whales. But that's 10% tithe - the rest you earned leave it there to grow in another 5, 10 years you might be a billionaire. Then you can put up Veritas Academy or something.