Anyone who has secured a loan in Kenya and made money?

[KenyanPlato]

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With interests rates in kenya can business make profits enough to survive. Most business profits max at 25% in kenya due to income issues probably the returns max at 15%. So what loans can sustain a biz in kenya?
Zelle message from Citizens @ 1-800-656-6561. GODFFREY

[RV Heavy Hitter!]

Business loans, mortgages, etc in the US is much more expensive than in Kenya if you look closely the length of repayment. The 25% for 2-5 years is better than 6% to 10% for 25-40 years, which is 90% of US business/mortgage loans. Poor business cashflow is caused by debt, which, in most cases are loan interests spanning decades in length. If you bought a house in 2005 at 7.5% interest, or took 500K business loan at 6%, you are still paying it 20+ years later, and mostly interests! 

The number one cause of business failure in the USA is poor cash flow management or running out of cash, accounting for up to 82% of small business failures