Very sad. Doctors will first ask for the cover. if it's no cover or NHIF. They will let the baby die...because head injury ICU cost would be too much. I saw it with my dad - the first thing is to asses - how poor or rich - then proceed with treatment or give you panadol...
This is why we need to fix healthcare...because it keep poor in perpetual poverty cycle.
We need to do away with cash payment of healthcare - everyone should be insured.
Here in Stato, it is the opposite, those who pay by cash are preferred by health providers, I regularly get 5% to 10% discount because I pay for routine visits with cash. I don't pay for dental services with insurance it is overpriced and covers very little even the best plans - learned this the hard way. Insurance at least public version is seen as not paying enough and not on time. Insurance is not a panacea my fren, it will lead to inflation of health care prices. There is a whole literature out there if you are intellectually curious. That is why the US has the highest health care price in the world, it is gobbling up more and more percentage of their GDP every year. Insurance should be reserved for truly catastrophic unforeseen cases like say you get hit by a car. This has been the premise of insurance when it was created, it was not meant for everyday groceries.
KP, welcome to the nihilist worldview pal.
Life is cruel and meaningless, all efforts to ameliorate it would come to naught.
Those who get it will be at peace.