Life insurances sound more like developed world thing. I dont think it has reach that sophistry in kenya. Kenya is down to simple and stupid - you finish building a rental flat - the woman start planning to kill you - especially if you start dating young girls.
Whatever you do - dont own flats
if you're not 100 percent committed to you wife - you'll not survive if you continue with gachungwa life.
Man job unfortunately is to provide for woman and her kids - once you have provided a woman with lifetime passive income - your premium become zero - you start living on borrowed time.
no it is not. most murders in kiambu are due to financial reasons. most life insurance money is what these criminals are after. marrying in a corrupt unethical society like kenya is dangerous