No 9 - DONE - with everyone covered by NHIF - user fees will disappear.
Continue with social investment - ensure universal health coverage by NHIF - make it compulsory for everyone to have NHIF. The police should arrest anybody without NHIF. Reform NHIF - poor should pay 100shs per month - while the rich shouldn't pay 2,000 - but some % of their salary - maybe 2% - so if you're earning 200,000 - that is 4,000.
Eliminate user fees people pay in gov hospitals. Hospitals outpatients should be free - because everyone has NHIF.