Who uses most of these loans?
Middle class - to pay school fees, fix a car, pay other bills, etc...
Those who dont want rates capped have a an interest. They make money, but we are looking for a financial meltdown 20yrs down.
It's more like narcotics "industry" where mules get "jobs", kids die and barons mint millions. Same as betting "industry" - it's abuse of English to call betting or shylock industry. CBK needs to do its job really fast - Njoroge term got renewed but I don't hold my breath. If CBK acts, it will be because Fuliza is eating into M-Shwari so Uhuru is suddenly a patriot.