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Forum => Kenya Discussion => Topic started by: RVtitem on July 06, 2017, 02:12:49 PM

Title: KCB introduced 8.5% savings account to fight m-akiba
Post by: RVtitem on July 06, 2017, 02:12:49 PM
The lender said yesterday the Goal
Savings Account will pat an interest of 8.5 per cent, which is above the minimum seven per cent under the Banking (Amendment) Act, 2016. KCB has bid to take over state-owned National Bank of Kenya as it targets to increase government deposits.

www.the-star.co.ke/news/2017/06/20/kcb-woos-depositors-with-85-interest-on-savings_c1582511


And The second m-akiba seems to have failed to take off as the previous one.

Title: Re: KCB introduced 8.5% savings account to fight m-akiba
Post by: RV Pundit on July 06, 2017, 02:52:07 PM
I'd say the expirimental interest rate capping should be kept for longer. Definitely banks are bleeding but they have been making super-normal profit for 30yrs. Keep it for 2-3 yrs and let study it then
Title: Re: KCB introduced 8.5% savings account to fight m-akiba
Post by: Omollo on July 06, 2017, 03:06:08 PM
What is the point when the rate is well under water due to inflation?
Title: Re: KCB introduced 8.5% savings account to fight m-akiba
Post by: RV Pundit on July 06, 2017, 03:29:20 PM
Rate is not fixed - CBK every month decide - the base lending rate - of course inflation is an issue - but it down to single digit.
What is the point when the rate is well under water due to inflation?
Title: Re: KCB introduced 8.5% savings account to fight m-akiba
Post by: Omollo on July 06, 2017, 04:08:39 PM
The point is the inflation is higher than the rate. Does it matter if it is one or five digits?

Rate is not fixed - CBK every month decide - the base lending rate - of course inflation is an issue - but it down to single digit.
What is the point when the rate is well under water due to inflation?
Title: Re: KCB introduced 8.5% savings account to fight m-akiba
Post by: RV Pundit on July 06, 2017, 05:15:45 PM
Cbk monetary committee knows better.. Inflation is weather indexed...but borrowing n investing is long term..annual inflation matters
Title: Re: KCB introduced 8.5% savings account to fight m-akiba
Post by: Omollo on July 06, 2017, 05:21:10 PM
NASA will bring down inflation so the citizens savings earn real interests.
Title: Re: KCB introduced 8.5% savings account to fight m-akiba
Post by: Georgesoros on July 06, 2017, 06:34:20 PM
The biggest problem is govt policies that make operating a business very expensive and these expenses have to be passed on to the consumer. At some point something gotta give