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Forum => Kenya Discussion => Topic started by: RV Pundit on June 05, 2023, 10:07:18 AM

Title: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 05, 2023, 10:07:18 AM
They have nothing behind their ears

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Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: Kadudu on June 05, 2023, 11:45:46 AM
Btw, why is it only Kalejin legislators issuing threats to opponents of the Finance Bill? Not seen even those fanatic Ruto supporters from Mt Kenya issuing a statement on the issue.
Hapa iko kitu? Most likely Ruto is lucky to be in his first term, otherwise the rebelion against him would already have started. We saw it in 2018 against Uhuru.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: Georgesoros on June 05, 2023, 02:52:21 PM
Its bad policy. It should have been an IRA which people can take money out to buy a house. Why shoudl someone be forced to contribute into what they dont need.??
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 05, 2023, 03:08:40 PM
Hard decisions have to be made. This is not first time. In Jubilee 1.0 and 2.0 there such times. Yes people are suffering but they need to suffer more to get out of Uhuru hole.

Anyone going for populist ideas now will meet their waterloo. Ruto will mark them and finish them. You have 5yrs to govern - the last two years - is campaign mode.

For next 2yrs - JEMBE IKO CHINI - in Kalenjin ni NJINOT. The 3rd year Ruto will pull half way out. Then 2027 we remove the jembe and put the harvester.

Btw, why is it only Kalejin legislators issuing threats to opponents of the Finance Bill? Not seen even those fanatic Ruto supporters from Mt Kenya issuing a statement on the issue.
Hapa iko kitu? Most likely Ruto is lucky to be in his first term, otherwise the rebelion against him would already have started. We saw it in 2018 against Uhuru.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 05, 2023, 03:11:16 PM
Nobody will voluntarily accept this good idea so gov has use it coercive force for greater goods.
Its bad policy. It should have been an IRA which people can take money out to buy a house. Why shoudl someone be forced to contribute into what they dont need.??
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: Fairandbalanced on June 05, 2023, 09:00:25 PM
I have hoped all my life for informal settlements to end in Kenya but I highly doubt that this is the solution, taxing salaried employees who make meager earnings to build houses for people who live in this places. Do you know that there people in the informal sector who actually make more than the salaried employees? The problem right now is the prohibitive cost of borrowing, inflated land prices, lack of title deeds and high cost of living that even those earning salaries can hardly afford to save and invest. This is another monstrous government program that’s very unpopular and especially now that NHIF is completely broke. If I remember, Kibaki tried to build some high rises in Kibera, the people who got them rented them out and moved back to the slums or somewhere else. This will not work either, what’s the timeline, by the time this matures, Ruto will not be president, the money will disappear and Kenyans will continue to wallow in their bad voting mistakes.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 05, 2023, 10:30:16 PM
Ruto has 5yr mandate to fix housing as per his manifesto.
When you're elected president - feel free to implement your own vision.
Ruto engaged very many experts - and has retained brilliant charles hinga to lead this.
Only failure is CS of housing.

We should let Dr Ndii and Charles Hinga - two brilliant folks - kikuyus like you - help us fix housing and shame of slums- while you drive trucks in the US.

During your pitstops - check to see if there has been any scandal or progress - but let give the gov 5yrs to do what they think is the best plan.

China, ET, name them - 5yr plan - they brilliant folks cook it - then it's implemented. Again they meet 5yrs - cook another plan - Implement.

Kenya everyone is MJUAJI.


I have hoped all my life for informal settlements to end in Kenya but I highly doubt that this is the solution, taxing salaried employees who make meager earnings to build houses for people who live in this places. Do you know that there people in the informal sector who actually make more than the salaried employees? The problem right now is the prohibitive cost of borrowing, inflated land prices, lack of title deeds and high cost of living that even those earning salaries can hardly afford to save and invest. This is another monstrous government program that’s very unpopular and especially now that NHIF is completely broke. If I remember, Kibaki tried to build some high rises in Kibera, the people who got them rented them out and moved back to the slums or somewhere else. This will not work either, what’s the timeline, by the time this matures, Ruto will not be president, the money will disappear and Kenyans will continue to wallow in their bad voting mistakes.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: Fairandbalanced on June 05, 2023, 11:09:09 PM
Coming here and insulting us while saturating your brain with alcohol is not going to stop us from being critical of this regime’s kuku ideas. What’s more amazing is people like you who are almost 60yrs supporting someone because they come from their tribe. This is the low IQ or alcohol driven thinking that turned Kenya into a shithole.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: Kadudu on June 06, 2023, 09:29:03 AM
People like Pundit are the kind that take care back to stonage era. Educated, but yet very ignorant. We saw it with Kikuyus defending Uhuru's borrowing and spending spree that has led us to disaster.

Anyway, Pundit prediction of Ruto being the best president Africa has ever seen is already dead on arrival before the man has even spent one year in SH.

Coming here and insulting us while saturating your brain with alcohol is not going to stop us from being critical of this regime’s kuku ideas. What’s more amazing is people like you who are almost 60yrs supporting someone because they come from their tribe. This is the low IQ or alcohol driven thinking that turned Kenya into a shithole.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: Njuri Ncheke on June 06, 2023, 10:05:27 AM
Ruto should have Started by creating jobs thousands of jobs then he could come back in 27 and say now we have to tax you that would be a point of strength,you don't just tax people whom you haven't created any job for, people feel as if you just come to take this is very early on to be talking about housing fund when even unga price hasn't fallen down
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: kneegrow04 on June 06, 2023, 10:39:50 AM
MPs allied to Kalenjin Kwanza will have their day thanks to bought tyranny of numbers. I have never seen a country that elects so many useless memebers of parliament. Kenya is cursed. I'm tempted to think so  :o. MPs scamper to the winning side to join in the eating, abandoning their parties and coalitions.

The  South Africa's ANC still has the best in-house constitution of all the African political parties. MPs, Premiers and memebers swear allegiance to the party and the party's constitution, manifesto and not an individaul. Should you deviate from the party's constitution...they recall your @ss. Ask Thabo Mbeki and even Jacob Zuma.

Kenyans should brace for turbulent times ahead. High cost of living, maandamano and litigations after litigations. The year will be wasted.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 06, 2023, 04:13:17 PM
People like Pundit are the kind that take care back to stonage era. Educated, but yet very ignorant. We saw it with Kikuyus defending Uhuru's borrowing and spending spree that has led us to disaster.

Anyway, Pundit prediction of Ruto being the best president Africa has ever seen is already dead on arrival before the man has even spent one year in SH.

I am 100 percent confident that Ruto will deliver. MAKELELE YENU NI WASTE OF TIME N ENERGY. Ruto will get job done. Wait for record maize harvest so you baluhya stomach can stop rambling. Shida yenu ni ugali
Coming here and insulting us while saturating your brain with alcohol is not going to stop us from being critical of this regime’s kuku ideas. What’s more amazing is people like you who are almost 60yrs supporting someone because they come from their tribe. This is the low IQ or alcohol driven thinking that turned Kenya into a shithole.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: audacityofhope on June 06, 2023, 08:00:11 PM
Coming here and insulting us while saturating your brain with alcohol is not going to stop us from being critical of this regime’s kuku ideas. What’s more amazing is people like you who are almost 60yrs supporting someone because they come from their tribe. This is the low IQ or alcohol driven thinking that turned Kenya into a shithole.
F&B,
Ni ukweli, lakini hujamwambia poa  :D
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: patel on June 06, 2023, 08:31:36 PM
Precisely. Table issues first. When people are full in their stomach then we can talk about taxation and housing issues. As a die hard supporter of Ruto I am afraid Ruto might torpedo his presidency with this housing issue. 3% is alot of money for people who are barely making ends meet.
Ruto should have Started by creating jobs thousands of jobs then he could come back in 27 and say now we have to tax you that would be a point of strength,you don't just tax people whom you haven't created any job for, people feel as if you just come to take this is very early on to be talking about housing fund when even unga price hasn't fallen down
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: patel on June 06, 2023, 08:34:06 PM
Mr. High IQ is very annoying. I pity his wife and kids. Imagine living in the same house with a Ninja with all that kiburi na ujeuri. Jesus
Coming here and insulting us while saturating your brain with alcohol is not going to stop us from being critical of this regime’s kuku ideas. What’s more amazing is people like you who are almost 60yrs supporting someone because they come from their tribe. This is the low IQ or alcohol driven thinking that turned Kenya into a shithole.
F&B,
Ni ukweli, lakini hujamwambia poa  :D
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 06, 2023, 09:20:28 PM
Gov is also hungry and running on empty stomach - and cannot borrow. So prepare to support the gov of Ruto if you are his supporter.

Precisely. Table issues first. When people are full in their stomach then we can talk about taxation and housing issues. As a die hard supporter of Ruto I am afraid Ruto might torpedo his presidency with this housing issue. 3% is alot of money for people who are barely making ends meet.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: sema on June 06, 2023, 11:13:19 PM
Quote
Ruto should have Started by creating jobs thousands of jobs

How? In order to create jobs, you need a productive economy where things are made (things that people want; things that you can export) or services that people want or need.

Besides coffee and tea...what else do kenyans make that the world would need or want?
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: patel on June 06, 2023, 11:44:52 PM
That's why he is the president, that's why he get paid to set up teams to figure that out...duh!
Quote
Ruto should have Started by creating jobs thousands of jobs

How? In order to create jobs, you need a productive economy where things are made (things that people want; things that you can export) or services that people want or need.

Besides coffee and tea...what else do kenyans make that the world would need or want?

Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: audacityofhope on June 07, 2023, 07:01:59 AM
Leaders are elected into office to lead. Great leader have a vision. They become successful when they inspire the people they govern to follow & realize that vision.  Not all leaders turn out to be visionaries. Kennedy inspired Americans to put man on the moon. No coercion.
Quote from: patel l
ink=topic=15609.msg141271#msg141271 date=1686084292
That's why he is the president, that's why he get paid to set up teams to figure that out...duh!
Quote
Ruto should have Started by creating jobs thousands of jobs

How? In order to create jobs, you need a productive economy where things are made (things that people want; things that you can export) or services that people want or need.

Besides coffee and tea...what else do kenyans make that the world would need or want?

Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 07, 2023, 08:00:50 AM
The team led by NDii has recommended mass housing as solution to slums and mass employment.

Ruto indeed as president will get it done.

You and Raila can go make mandazi in Kibra.

That's why he is the president, that's why he get paid to set up teams to figure that out...duh!
Quote
Ruto should have Started by creating jobs thousands of jobs

How? In order to create jobs, you need a productive economy where things are made (things that people want; things that you can export) or services that people want or need.

Besides coffee and tea...what else do kenyans make that the world would need or want?

Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 07, 2023, 08:03:06 AM
You have limited knowledge of leadership. Society must be forced from their comfort zone. Kennedy biggest victory that led to his death was not putting a man on the moon - it was forcing the white Americans to accept civil rights of the black people. That eventually led to his death, martin luther king death, malcom x and others.

Name any great president - they have to be decisive, forcefully and get job done.

People will not want to get out of their status quo - however terrible.

Leaders are elected into office to lead. Great leader have a vision. They become successful when they inspire the people they govern to follow & realize that vision.  Not all leaders turn out to be visionaries. Kennedy inspired Americans to put man on the moon. No coercion.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 07, 2023, 08:06:40 AM
In China - construction account for 30 percent of GdP and employs 30 - manufacturing has similar shares. Producing a million houses will employ 10m people.

Kenya is not ready for manufacturing - so Ruto job is to figure out mass jobs in agriculture, housing, small business and such.

It's all written in manifesto after engaging 600 experts led by wakina Ndii and others.

Quote
Ruto should have Started by creating jobs thousands of jobs

How? In order to create jobs, you need a productive economy where things are made (things that people want; things that you can export) or services that people want or need.

Besides coffee and tea...what else do kenyans make that the world would need or want?

Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: gout on June 07, 2023, 04:24:48 PM
These are just nonsensical maths. For the houses to be affordable, you need to minimize labour costs to the zilch or just like Chinese. Unless the mjengo people will be living in the trenches and the incomplete houses.

Producing a million houses will employ 10m people.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 07, 2023, 04:42:25 PM
House construction is hard to mechanize - beyond the form work then pouring concrete - everything else is manual. The road construction doesnt employ a lot. But house according to Hinga maths require many manual labour. They will earn the usual minimum wage. 400-500sh per day.

These are just nonsensical maths. For the houses to be affordable, you need to minimize labour costs to the zilch or just like Chinese. Unless the mjengo people will be living in the trenches and the incomplete houses.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: audacityofhope on June 07, 2023, 07:53:55 PM
And UDA govt's motivation for these workers is that they eat air-burgers on their 12-hr shift and take home the equivalent of a packet of Sugar. Never mind that they are family people and have mouths to feed when they get home. There must be a name equivalent to "vatnik" in these parts of the world.

?s=20
House construction is hard to mechanize - beyond the form work then pouring concrete - everything else is manual. The road construction doesnt employ a lot. But house according to Hinga maths require many manual labour. They will earn the usual minimum wage. 400-500sh per day.

These are just nonsensical maths. For the houses to be affordable, you need to minimize labour costs to the zilch or just like Chinese. Unless the mjengo people will be living in the trenches and the incomplete houses.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 07, 2023, 08:45:08 PM
Farmers got cheap fertilizers to produce Ugali for you. Look for Kumbe Kumbe in the meantime. Harvest time is around the corner.
And UDA govt's motivation for these workers is that they eat air-burgers on their 12-hr shift and take home the equivalent of a packet of Sugar. Never mind that they are family people and have mouths to feed when they get home. There must be a name equivalent to "vatnik" in these parts of the world.

?s=20
House construction is hard to mechanize - beyond the form work then pouring concrete - everything else is manual. The road construction doesnt employ a lot. But house according to Hinga maths require many manual labour. They will earn the usual minimum wage. 400-500sh per day.

These are just nonsensical maths. For the houses to be affordable, you need to minimize labour costs to the zilch or just like Chinese. Unless the mjengo people will be living in the trenches and the incomplete houses.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: Githunguri on June 08, 2023, 03:18:12 AM
It wont work for the following reasons.

1) The cheapest house costs 1.5MN with a 150k deposit,The rest of the amount is finance by a bank with a 5-20 year mortgage scheme which means monthly payment cannot be less than 10,000.
2) Who will finance the projects?Pension fund?banks?WIll they agree to lend money to this project which will earn them less interest rates whereas they can invest in other projects?

Its a scam because it wont solve the slum problems due to unaffordability of the houses and banking financiers and pension funds will be very skeptical in investing in projects earning less than 9% cbk rate.

SCAM 101
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 08, 2023, 08:10:24 AM
Usual nonsense. If you dont understand something - research and study.

How can a project started in 2018 be a scam in 2023 - how long does it take for the scam to manifest?

Only failure of Uhuru was to not nail housing levy

And scale the housing project.

It wont work for the following reasons.

1) The cheapest house costs 1.5MN with a 150k deposit,The rest of the amount is finance by a bank with a 5-20 year mortgage scheme which means monthly payment cannot be less than 10,000.
2) Who will finance the projects?Pension fund?banks?WIll they agree to lend money to this project which will earn them less interest rates whereas they can invest in other projects?

Its a scam because it wont solve the slum problems due to unaffordability of the houses and banking financiers and pension funds will be very skeptical in investing in projects earning less than 9% cbk rate.

SCAM 101
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: audacityofhope on June 08, 2023, 11:02:25 AM
Some part of your brain tells you that this response is befitting of a 60 year old in a discussion?
Farmers got cheap fertilizers to produce Ugali for you. Look for Kumbe Kumbe in the meantime. Harvest time is around the corner.
And UDA govt's motivation for these workers is that they eat air-burgers on their 12-hr shift and take home the equivalent of a packet of Sugar. Never mind that they are family people and have mouths to feed when they get home. There must be a name equivalent to "vatnik" in these parts of the world.

?s=20
House construction is hard to mechanize - beyond the form work then pouring concrete - everything else is manual. The road construction doesnt employ a lot. But house according to Hinga maths require many manual labour. They will earn the usual minimum wage. 400-500sh per day.

These are just nonsensical maths. For the houses to be affordable, you need to minimize labour costs to the zilch or just like Chinese. Unless the mjengo people will be living in the trenches and the incomplete houses.
Title: Re: Majority opposing the housing fund - just want to sabotage gov
Post by: RV Pundit on June 08, 2023, 11:45:25 AM
Ugali is about ready in few months. Tafuta Isukuti in preparation for harvesting kumbe kumbe. Ushibe ndio utulie. Jinga
?s=20
Some part of your brain tells you that this response is befitting of a 60 year old in a discussion?